We Are an Alternative Business Loans Provider
We use institutional-based investor money to provide business financing. Generally, alternative loans are loans from private non-bank lenders. These investors are willing to take chances on riskier lending opportunities than traditional banks.
Our network of fund sources can approve your business loan application faster than any bank and provide convenient and reliable funding as needed. Our team of financing experts provides borrowers with top guidance to help fulfill anyone’s goals. Our large network of alternative lenders is capable of offering the lowest rates available with the following loans:
Employee Retention Credit (ERC)
ERC is a stimulus program designed to help those businesses that were able to retain their employees during the Covid-19 pandemic.
Established by the CARES Act, it is a refundable tax credit – a grant, not a loan – that you can claim for your business.
The ERC is available to both small and mid-sized businesses. It is based on qualified wages and healthcare paid to employees.
Established by the CARES Act, it is a refundable tax credit – a grant, not a loan – that you can claim for your business.
The ERC is available to both small and mid-sized businesses. It is based on qualified wages and healthcare paid to employees.
- Up to $26,000 per employee
- Available for 2020 and the first 3 quarters of 2021
- Qualify with decreased revenue or COVID event
- No limit on funding
- ERC is a refundable tax credit
Term Loans
Term business loans are the standard and most common type of business financing. Term loans offer borrowers a cash lump sum in exchange for specific terms, including a specified repayment schedule and a fixed or floating interest rate. The loan is repaid on a set schedule or maturity date until the principal is repaid with interest.
Unsecured Business Line of Credit
An unsecured line of credit provides a business with access to money that can be used to address any business expense that arises. It is a flexible loan that consists of a defined amount of money that you can access as needed and repay either immediately or over time. Access financing that does not require collateral to mitigate risks with unsecured business lines of credit.
Asset-Based Financing
Collateralized loans to businesses that may have erratic business earnings or unstable cash flows. These loans use assets as collateral and provide financing by monetizing assets on the company’s balance sheet.
Bridge Loans
A short-term business loan is used until you secure longer-term financing from a lender. Bridge loans provide financing to help a company keep operations going while they finish applying for longer-term financing. Bridge loans are typically availed for commercial real estate or working capital purposes.
Credit Monitoring and Repair
Track changes to notify consumers or update them on their creditworthiness.
We are your great first step in obtaining your creditworthiness. Credit monitoring keeps an eye on your credit reports, tracks all activities, and alerts you when there are changes.
We are your great first step in obtaining your creditworthiness. Credit monitoring keeps an eye on your credit reports, tracks all activities, and alerts you when there are changes.
Merchant Cash Advance
A lump-sum payment in return for a percent of future small business sales in the form of a fixed daily payment directly taken from the bank account of the small business or using a percent of daily deposits rather than a fixed payment.
Merchant Account Services
A merchant account is a bank account specifically for business purposes to make and accept payments. Merchant accounts facilitate electronic payment transactions for efficient processing and settlement of payment transactions.
Equipment Financing and Leasing
All forms of financing for the purchase or leasing of business equipment. With equipment leasing and financing, you can purchase the equipment for use in your business for a fixed number of months or years with the option for the business to purchase the equipment at the end.
Invoice Financing
Borrow money against the amount due on invoices issued to customers. Invoice financing is a business-to-business transaction that provides a company to leverage unpaid invoices to obtain short-term financing before customers pay their invoices. Rather than relying on your company’s creditworthiness, invoice financing looks more into the creditworthiness of your customers.
Non-Profits Financing
A non-profit business loan is additional financing available to non-profit organizations. Non-Profits Financing is a loan and other financing lines to help non-profits expand opportunities.
Commercial Real Estate Financing
In the commercial real estate lending space, we provide financing for:
- Single-Family
- Bridge
- Fix and Flip
- Multifamily
- New Construction (all Kinds)
- Refinance
- Rehab
This program provides funding that is secured by a lien on any income-producing real estate. A commercial real estate bridge lender will generally use assets to finance commercial real estate so that the borrower works on finalizing their permanent property.
Revenue Cycle Management (Medical Providers Only)
Healthcare revenue cycle management is the financial process to manage the administrative and clinical functions associated with claims processing, payment, and revenue generation. We assist with the process of using medical billing software in healthcare facilities.
Business Revolving Line of Credit
A pre-approved amount of financing you can draw should you need it. You don’t pay interest on the total amount that you are preapproved for with a line of credit but only pay interest on the amount you use. It functions much as a credit card does.
SBA Loans
SBA loans are small-business loans that are guaranteed by the U.S. Small Business Administration. SBA lending is meant to provide financing for small companies that haven’t secured traditional bank financing while the government shoulders the majority of the lenders’ losses. It requires the business to meet certain guidelines before they will get a guarantee.
Startup and Acquisitions Funding
Any type of capital that helps new businesses with fresh ideas to get up and running is startup and acquisitions funding. Acquisition loans are used to help business owners acquire an existing business or franchise. While business startup loans are financing designed to help with the startup costs of a new business.
USDA Business and Industry Loans
USDA Business and Industry Loans are offered by the U.S. Department of Agriculture to businesses in rural areas. These loans are provided through a government program specifically targeted at rural small businesses to help bolster creditworthy borrowers. It offers borrowers better rates and longer repayments terms because the risks are reduced.
Tax Filing
We assist with reports of income, expenses, and other tax information filed with tax authorities. Business owners in need of loans and seeking financing need to pay their taxes. Tax filing is often done annually to calculate your tax liability, tax payments, tax returns, or gather reportable financial information.
Tax Resolutions
Business owners in need of loans and seeking financing need to pay their taxes. We give aid to taxpayers who need representation to settle things with the IRS on matters including tax returns, income statements, balance sheets, and schedule of liabilities.
Not sure which option to take? Give us a call to speak to our representatives.